When it comes to collections, bill collectors believe in equal opportunity harassment. If you stop answering your phones, they don’t care. They’ll just start harassing your family and friends; but it doesn’t stop there. Next, they’ll start calling your job and speaking to coworkers until they’ve embarrassed you just enough to convince you to call them back.
They usually gather this information from loan applications where you’ve listed friends and family members as references. As for myself, I only list friends that are going through their own credit and financial issues so I never have to worry about them being harassed by debt collectors looking for me because they don’t answer their phones either. It just works out.
Having bad credit is nothing to be ashamed of. There are countless others who've used poor judgment and made bad financial decisions. Bad credit is not a life sentence. With the right amount of focus and commitment, anyone can improve their current credit and financial status in just a few months.Join the fight to stop bill collector harassment... Please share this page.